A bunch of you reading this are among the 45 million "working poor" in America,
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If you’re not poor,
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You Get Charged for Using Your Own Money
This is the future,
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Because having a checking account while poor doesn’t just mean you have to be responsible and good at math you have to be perfect. Meticulous,
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Let’s say you’re running late for work and hurriedly stop to get gas,
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So payday comes,
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The bank can hit you with a $35 fine for every charge that comes in while you are in minus territory,
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It’s a silent chain reaction in which every charge that comes through during those few days before payday draws the $35 fee. The $8 you spent at the gas station for cigarettes,
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Some of you are saying,
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Nike Free Run 4.0 Azul de cielo Mujeres Hombres y Mujeres, just tell the bank to go fuck itself. Walk out the door and just do everything by cash or money order." Ah,
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Otherwise,
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There is an Industry That Profits by Keeping You Poor
Think you’re too smart to ever use one of those shady "payday loan" places? Well,
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Say the gas bill is a month past due,
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A standard 14 day "payday" loan charges $15.50 per $100 borrowed. So a $500 loan ends up being $577.50 (or 1.5 tanks of gas in interest). But if you don’t have it after 14 days,
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All right,
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