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After living in Frederick, Md., since long before they were married, Lauren and Greg Martin decided this spring it was time to move on.

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The couple plan was
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BRACE FOR TODAY MARKET REALITIES

In most metropolitan areas, potential buyers far outnumber available homes, according to Redfin. That great for the selling part of your relocation,
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Your best moves:

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Nor will it be easy to carry two mortgages at once, says Dan Green, a loan officer at Waterstone Mortgage in Cincinnati. Should all your debt payments the two mortgages, plus any car loans and consumer debt top 40% of your monthly gross income, you have trouble getting approved, he
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Plan to rent out your old home and buy in your new town? Green warns that you need at least 30% equity in the old home for your rental income to be counted on a conventional mortgage application. Even so, just 75% of that income will be factored in, he says.

Or rent your new place. Renting gives you time to get a
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The Louisville bound Martins who had always planned to rent first and buy later couldn find affordable rentals
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Allow for more time to look. Whether you plan to buy or rent, expect plenty of competition during your search. long weekend of house hunting worked in the past, but right now it can take at least a week, notes Nadya Nahirniak Hansen,
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USE NEW TOOLS TO REFINE YOUR SEARCH

A Knight Foundation survey of 43,000 Americans
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more specific you are about what matters most to you, says
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Your best moves:

Get a walking tour from Google Pegman. In the Street View feature on Google Maps, drag the yellow Pegman to an address
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